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Personal Health and Dental
An individual healthcare plan that fits your lifestyle is an
important part of an overall wellness plan.
Key Benefits of Health and Dental Insurance
Health expenses
Covers expenses, that your provincial plan does not cover
Drug plan
Comprehensive drug plans coverage up to $3,500 per person
Dental plan
Coverage for exams, fillings, crowns, bridges, and dentures.
Vision benefits
Coverage for two eye exams a year plus frames and lenses
Travel plan
$500,000 COVID-19 coverage within the policies annual max
Affordable rates
Affordable plans that complement your lifestyle
Are You Retiring Soon or Between Employers?
From retiring to launching your own business, we know leaving a job can interrupt your everyday wellness plan and cause unnecessary stress as you start a new adventure. Make your transition as smooth as possible with one of our Replacement Health Coverage plans.
Key Benefits of Replacement Health Insurance
No medical questions
No medical questions, enrolling is seamless and hassle-free
Guaranteed approval
Irrespective of pre-existing health conditions
Fast claims process
Sign up for direct deposit, to get your money back even faster
These plans are bundled to include coverage for prescription drugs, vision care,
dental, travel and more.
Group Health and Dental
With extensive group benefit plans, you can provide your employees with the group health insurance and benefits they need to remain productive. An attractive employee benefits plan can also help you find and retain the best staff for your business.
Key Benefits of Other Group Coverage
For employers
Retain and attract top talent by providing health care benefits
Health Care Spending Accounts
Alternative to traditional health insurance
Affordable coverage
No matter what your coverage needs are, we have a plan for you
From small businesses to large corporations, our group health insurance plans can
be tailored to meet your needs.
RESPONSES TO QUESTIONS
FAQ!
1. Why do I need Health Insurance? I'm covered through my provincial health card. Isn't that enough?
You’re right, as Canadians we enjoy the benefits of our publicly funded health care system. It covers the basics, such as trips to your family doctor or the emergency room, immunizations, and some treatments for mental health disorders.
Our Personal Health Plans can cover health care costs government health plans don’t. Things such as contacts, dental exams, and massage treatments that help you feel and be your best. And when the unexpected happens, we cover the costs of road and air ambulance, preferred hospital rooms, medical equipment, and more to make sure you get the care you deserve
2. If my spouse I want to include Additional Coverage Options with our health plan, do we have to choose the same ones?
Yes. Everyone with couple or family coverage must have the same benefits.
3. What happens if I move to a new province?
When you have a minute, let us know about your big move and we’ll update your plan right away. Depending on your new address, an additional premium or a refund may be necessary. We’ll tell you about any differences or changes. If you don’t receive provincial health coverage within three months of your move, please let us know.
4. How do I know if I'm eligible to buy a Replacement Health Plan?
To be eligible for coverage under a Replacement Health Plan, you must set up your plan within 60 days of losing coverage from a group benefits plan.
5. Do you offer benefits plans to companies of any size?
We offer benefits plans to companies with three or more employees.
We're here for you.
Anytime you need us.
This may all seem confusing at first but we are here to advise you on the best option available for you and your loved ones.
Call us directly or schedule a call.
Copyright ©2020 Insure With Liv. All rights reserved.
Our company as an insurance brokerage licensed to sell life insurance products in ONTARIO. Not available in other provinces.
Policy obligations are the sole responsibility of the issuing insurance company. Insuance of coverage is subject to underwriting by the respective insurance company.
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