416-490-1974 ext: 1010
Critical Illness Insurance
Critical illness insurance can give you financial security
and valuable support to help you cope during a challenging
time.
Key Benefits of Critical Illness Insurance
Lump-Sum Benefit
Use your benefit to maintain financial stability, access cutting-edge medical services or to aid your recovery in some other way
Medical Opinion
Get a world-renowned specialist from Best Doctors to review your medical records to confirm your diagnosis, no matter where you live
"The Healing Journey"
Get help dealing with fear and anxiety and learn how to address the needs of the mind, body and spirit.
Together, cancer, heart attack and stroke make up 89% of all critical illness claims. For financial protection against these common illnesses, choose our most affordable coverage.
Provides a lump-sum benefit if you are diagnosed with any of the following critical illnesses or conditions and satisfy the survival period, as defined in the policy:
Aortic Surgery
Aplastic Anemia
Blindness
Coma
Deafness
Heart Attack
Kidney Failure
Loss of Limbs
Loss of Speech
Paralysis
Severe Burn
Stroke
Bacterial Meningitis
Benign Brain Tumor
Blindness
Coronary Angioplasty
Bypass Surgery
Alzheimer’s Disease
Early Breast Cancer
Early Prostate Cancer
Early Skin Cancer
Early-Stage Blood Cancer
Intestinal Cancer
Early Thyroid Cancer
Heart Valve Replacement
Loss of Independence
Major Organ Failure
Major Organ Transplant
Motor Neuron Disease
Multiple Sclerosis
HIV Infection
Parkinson’s Disease
RESPONSES TO QUESTIONS
FAQ!
1. How does critical illness insurance work?
Critical illness insurance pays a lump-sum benefit that you can use any way you wish when you are diagnosed with a covered critical illness and satisfy the survival period, as defined in the policy.
In addition, our critical illness insurance provides a range of additional benefits and assistance services to help you and your family find the best medical care, meet every day needs and cope with the stresses of a critical illness.
2. Who can apply for critical illness coverage?
You are eligible to apply if you:
• Are age 18-60 (for the Critical Illness Recovery Plan) or age 18-50 (for the Critical Illness Insurance Plan)
• Are a Canadian citizen or permanent resident/landed immigrant who has been in Canada for more than 12 months, and
• Have not been diagnosed with or treated for certain medical conditions
3. How long will I pay critical illness insurance premiums and can they increase?
You will pay premiums until you reach age 65 or 75, depending on the policy you purchase. It is possible premiums could increase, depending on the type of policy you purchase.
We're here for you.
Anytime you need us.
This may all seem confusing at first but we are here to advise you on the best option available for you and your loved ones.
Call us directly or schedule a call.
Copyright ©2020 Insure With Liv. All rights reserved.
Our company as an insurance brokerage licensed to sell life insurance products in ONTARIO. Not available in other provinces.
Policy obligations are the sole responsibility of the issuing insurance company. Insuance of coverage is subject to underwriting by the respective insurance company.
Refer to our Privacy Policy and Terms of Service sections for additional information.